News about French Mortgages

The pragmatism of astute real estate buyers will lead them to take ona French mortgage instead of buying cash. Read more »

In spite of French banks having tightened their lending criteria, obtaining a French mortgage is still possible. Most importantly, you must present a coherent file and pay particular attention to the way your finances are organised. By doing so you will increase your chances of being successful in your French mortgage application. Read more »

Between 2010 and the first quarter of 2011, mortgage rates have risen from 3.27% to 3.90%. However the current tendency is for stagnation. Explanation.

Although rates are continuing to rise, we can distinguish a real slowing down in this rise. According to L’Observatoire Credit Logement/CSA, the average french mortgage rate in July 2011 was Read more »

On April 7th as expected, the European Central Bank raised its main guiding rate to 1.25%. This is the end of about 2 years of stability with a low rate of 1%―and this rise is just beginning.

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In order to satisfy more and more of its clients, Sextant French Mortgages has managed to negotiate a brand new mortgage product in partnership with Alfa bank:

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The total figures of French property mortgages granted by the French banks in 2010 should reach €140 billion in 2010, which is 17% more than in 2009, but remains far from the 2007 record of €170.23 billion, Read more »

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Nowadays, if you want to finance your French leaseback property, it is better to select one which has a yield lower than 5%; otherwise, banks might decline your mortgage because they will be afraid that the management company of your leaseback will not fulfil all the financial requirements. Read more »