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News about French Mortgages

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French borrowing rates have been stable since June. But they could be less easy to obtain.

Today, individuals buying a French property can borrow using a French mortgage for an average interest rate of 4.05% over 15 years and 4.30% over 20 years. Mortgage rates have stabilised in June after six months of sustained increase. This trend seems to persist today. Most major banks have not truly changed their margins, apart from some banks that have slightly lowered their rates in September. Read more »

Posted on September 29th, 2011 | Permanent link | No Comments yet, your thoughts are welcome »
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Stagnation of mortgage rates in July

Between 2010 and the first quarter of 2011, mortgage rates have risen from 3.27% to 3.90%. However the current tendency is for stagnation. Explanation.

Although rates are continuing to rise, we can distinguish a real slowing down in this rise. According to L’Observatoire Credit Logement/CSA, the average french mortgage rate in July 2011 was Read more »

Posted on August 8th, 2011 | Permanent link | No Comments yet, your thoughts are welcome »
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New Mortgage with variable rate available

The French banks usually index their rates to Euribor 3-month currently at 0.827%. But if you are currently looking for a mortgage to finance your project, a new financial product with variable rate might be suitable for you.

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Posted on July 12th, 2010 | Permanent link | No Comments yet, your thoughts are welcome »